Privacy

Privacy Policy

 

This Privacy Policy describes your rights and Locnest’s obligations regarding the collection, use, disclosure, retention and protection of your personal information. By using the Website, its services, features and related tools, you consent to the collection, storage on servers located in Canada and/or elsewhere and to the use of your personal information, in accordance with the provisions hereof.

 

  1. Personal information

The user consents to Locnest collecting, using and communicating his or her personal information, such as his or her name, address, date of birth, social insurance number, occupation, as well as other basic information allowing the determination of his or her solvency. Locnest may use this information to set consideration, manage credit risk, develop statistics, conduct marketing activities and for any other purposes required or authorized by law. Within the scope hereof, Locnest may communicate this personal information to the other contractual parties of the lease suretyship contract, to other organizations, including credit agencies and other service suppliers. Locnest handles the Tenant’s personal information strictly as required by applicable laws.

 

  1. How we use the Personal information

You agree that Locnest may use the personal information collected about you for the following purposes: (i) to provide access to the Website, its services, features and related tools; (ii) to verify your identity; (iii) to verify and manage the risks of solvency; (iv) to determine the tariffs, premiums, fees and other applicable considerations; (v) to determine your admissibility for the services offered by Locnest; (vi) to make inquiries regarding any fact or circumstance that may give rise to Locnest’s liability as guarantor (vii) to communicate with you for customer service purposes; (viii) to communicate with you regarding compliance with the law, the Terms of Use or the Privacy Policy; (ix) to contact you for promotional purposes or to evaluate and improve our services, content and advertising, the whole based on your communication preferences (if available); (x) to conduct market studies; (xi) to comply with applicable laws and to answer any demands from tax authorities, if need be; (xii) to investigate, detect, prevent and remedy any fraudulent or illegal activity.

 

  1. Protection of the personal information

Locnest will not disclose your personal information to third parties for promotional and advertising purposes without your prior consent. As permitted or required by law, Locnest may disclose your personal information to law enforcement, judicial and other government agencies, in order to comply with the law, enforce the Terms of Use, to respond to claims or in case of violation of rights or freedoms of third parties.

Locnest employs reasonable technical and administrative means to protect your personal information and limit the risk of loss, access, unauthorized alteration and disclosure. Locnest does not keep personal information beyond the time limit prescribed by law. Locnest deletes personal information when it is no longer needed for the purposes described above.

 

  1. Access and inquires

You may exercise a right of access or rectification or obtain additional information regarding the Privacy Policy, by contacting our office responsible for the protection of personal information at the following address: Cautionnement Locnest Inc, 200 Rue St-Jean, Longueuil, J4H 2X5

 

  1. Policy changes

Locnest reserves the right to revise the Policy without notice. Your continued provision of personal information or use of its services, features and related tools, following any changes to this Policy constitutes your acceptance of any such changes.